Tax Collector



The mission of the Tax Collectors Office is to adhere to the responsibilities of billing, collection, reporting and enforcement of property taxes and other municipal charges such as water/sewer utility payments - while providing a warm & friendly atmosphere for the residents & tax payers of the Borough of Roseland.
Contact Us @ 973-403-6028 or email agenovesi@roselandnj.org

TAX COLLECTOR: MAUREEN CHUMACAS

Deduction 
FAQ 
Tax Sale

2016 Tax Rate 2.218
2016 Ratio  93.93%


We now offer an On Line Tax and Water/Sewer payment option.  Click on the link below
ON LINE TAX/WATER SEWER PAYMENT

2015 Tax Bill Presentation ---------------------------------Click Here
2014 Tax Bill Presentation ---------------------------------click here


General Information for Tax Payers

Assessment: Any questions concerning your tax assessment should be directed to the Tax Assessor. The Collector is responsible for the billing and collection of taxes only.

Preliminary and Final Taxes: The first half taxes (Preliminary) of any year are based on 1/2 of the previous years' taxes. When the bill for the second half taxes (Final) is rendered, the tax rate has been established and the total years' tax fixed. The estimated (Preliminary) amount is deducted and the remainder becomes your second half taxes. N.J.S.A. 54:5-64. 

Property taxes are due on February 1, May 1, August 1, and November 1. The Borough does grant a 10-day grace period. If the 10th falls on a weekend or legal holiday, make payment on next business day. Please note that the State of NJ does not permit postmarks. Taxes must be received in our office on or before the 10th. All payments may be made by cash, check or money orders. You may bring in your payment, or mail the payment. Bank checks for lien redemptions are required. 
For those making payments online through their banks, please allow 7-10 days for this process so that we receive the payments before the grace period ends. 

 
Receipts: Remittances requiring a receipt must be accompanied by the entire tax bill with a self-addressed stamped envelope. Otherwise, detach the appropriate stub and mail with your check, the cancelled check will be your receipt. Payments should be mailed to Borough of Roseland, 140 Eagle Rock Avenue, Roseland, NJ  07068

Utilities: The Office of the Tax Collector is also responsible for the billing and collection of utility charges. These charges are billed quarterly, as directed by the Borough Ordinances. If prior year's utility charges remain unpaid by December 31st, they are subject to the same tax sale law as for taxes. 

Water/Sewer payments are due quarterly.  Interest will be charged from the billing date if not paid by the due date indicated on the bill.
 
Deduction 

You may be eligible for a tax deduction off of your tax bill. 

The State of NJ offers 2 deductions at the local level; one for seniors/disabled person/surviving spouse and one for veteran/widow of veterans. Each deduction reduces taxes by $250.00 per year. There is also an exemption for disabled veterans; where the disability was caused by their service in the Armed Forces. 
Kindly contact the Tax Assessor Kevin Esposito at (973) 403-6044. 

Property Tax Relief Programs

All property tax relief program information provided here is based on current law and is subject to change. 
www.state.nj.us/treasury/taxation/relief.shtml

State of NJ Homestead Benefit Credit
The filing deadline for 2013 Homestead Benefit A applications has been extended to December 31, 2015.  The original due date was October 30, 2015 . Homestead Benefit applications were mailed in August.  Residents can file their applications either online or by phone, 24 hours a day, 7 days a week. 
Homestead Benefit Program Information: Link


Property Tax Reimbursement Program (Senior & Disabled Persons Freeze) >>>>>Link

Eligibility requirement , including income limits, and benefits available under this program are subject to change by the State Budget.  Click Here for the 2016 Eligibility Requirements
Deadline for Filing the 2016 Senior Freeze (Property Tax Reimbursement) Application is June 1, 2017

Contact Information:
  • To Ask questions: 1-800-882-6597 (8:30 am to 4:30 pm, Monday through Friday, except holidays)
  • To listen to information or to order an application: 1-800-323-4400
  • In-person assistance at Taxation Regional Offices (8:30 am to 4:30 pm, Mon-Fri, except holidays) www.state.nj.us/treasury/taxation/ot1.shtml
  • Online information: www.state.nj.us/treasury/taxation/ptr/buffer.shtml
  • Text Telephone Service (TTY/TDD) for Hard-of Hearing Users: 1-800-286-6613 or 609-984-7300
  • Taxation email address for Senior Freeze and general questions: nj.taxation@treas.state.nj.us
 The Division of Taxation will begin to mail the 2015 Senior Freeze(Property Tax Reimbursement) checks on July
15, 2016, to applicants who filed by the original date of June 1, 2016.  Keep in mind that the deadline has been extended for 2015 applications to October 17, 2016.  Only applicants whose 2015 income did not exceed $70,000 are eligible to receive a reimbursement payment, provided they met all other requirements.
FAQ 

WHAT IS THE INTEREST RATE ON LATE PAYMENTS?
NJSA 54:4-67 states that if payment is not received by the end of business hours on the 10th day of the grace period, interest is to be charged. Interest is 8% per annum on the first $1,500.00 of delinquency; balances in excess of $1,500.00 have an interest rate of 18% per annum. The 18% rate remains in place until the taxes are brought current. Interest is charged from the 1st of the month that payment is due, or the date of last payment. In addition, if the total balance (tax and interest) exceeds $10,000.00 on December 31, a 6% penalty shall be added added to the amount due to the Borough. 

Under this statue, the collector must have physical possession of the payment; no postmarks accepted. 

I DON'T HAVE A TAX BILL - WHY AM I CHARGED INTEREST? 
NJSA 54:4-64 states that failure to receive a bill does not invalidate the tax due; it is the property owner's responsibility to ascertain from the proper official (Tax Collector) the amount due. If you have recently purchased the property, or lost your bill, you should call the Tax Collectors Office to obtain the amount due, and request a copy of the bill.

IS THERE A FEE FOR A DUPLICATE TAX BILL?
Yes there is a $5.00 Duplicate Tax Bill Fee

What are the ho
urs of the Tax Collector's Office?
The office hours of the Tax Collector is open  Monday through Friday,
8:30am to 4:30pm

When will I receive my tax bill?
Tax bills are mailed once a year.  The Collector begins preparing the tax bills as soon as the extended tax duplicate is delivered. 
If tax bills are issued after the statutory mailing date of June 14, the payment date after which interest will be charged back to the statutory due dates of August 1, November 1, February 1, and May 1 will be 25 days after mailing or the 10 day grace period which ever is later.  Failure to receive a tax bill does not relieve the owner from paying property taxes

2016/2017 Tax bills in progress.

WHERE DO I SEND  PAYMENTS?
Checks should be made payable to:
Borough of Roseland
140 Eagle Rock Avenue
Roseland, NJ  07068

WHAT IS THE LAST DATE TO PAY TAXES WITHOUT PENALTY?
Taxes are due February 1, May 1, August 1 and November 1.  Roseland offers a 10 day grace period.  If taxes are not paid within the 10 day grace period interest reverts back to the due dates. 

ARE TAX AMOUNTS AVAILABLE ON WEB SITE?
Yes please click on our on line Tax and Water Sewer payment tab located on the Home page



 TAX SALE 

The 2016  Tax Sale is scheduled for Friday, November 4 , 2016, 10:00 AM 
Room 2A-140 Eagle Rock Avenue, Roseland, NJ  07068


A Tax Sale is held each year for non payment  of prior year(s) taxes, assessments and other Municipal charges.  The Tax Sale is advertised in the Caldwell Progress and posted on our Borough web site.

State law regarding New Jersey tax sale process can be found in New Jersey statute: N.J.S.A. 54:5-19 etc.  The New Jersey statutes can be found on line at www.njleg.state.nj.us.

Elements of Tax Sale in New Jersey-------(Click Here)

All payments at tax sale must be made with certified funds, cash, money orders or by wire transfer.  Time is given to go to the bank.  Separate checks are needed for Tax, Utility and Premiums.

We urge you to know the tax sale procedure and research any property you bid on.

2016 Tax Sale Advertisement

2016 Tax Sale Bidder Information Packet
2016 Official Tax Sale List as of  09-16-2016
Tax Sale Advertisement
Updated Tax Sale List as of 11-02-2016
RESPONSIBILITIES OF A SUCCESSFUL LIEN HOLDER
The purchased Tax Sale Certificate must  be recorded the Essex County Clerk's Office within 90 days of the date of the tax sale.

The Tax Sale Certificate shall be issued to the successful bidder within in ten (10) days after the tax sale.  After the receipt of the Certificate the lien holder may check with the tax office for the amount due on delinquent current taxes or water/sewer billings.

An affidavit must be filed in the Tax Collector's Office when paying subsequent charges, in accordance with N.J.S.A. 54:5-60
(Click here to print the Affidavit Form)